Medicaid Waiver Services and the Possible Pending Federal Legislation Impacts
Federal Medicaid offers certain waivers for people with special needs or chronic health concerns. With these Medicaid waivers, healthcare providers can care for someone in their home as opposed to only providing services in long-term care facilities. Each state can...
IRAs and Third Party Special Needs Trusts
There are many ways to provide for your family member with special needs after you are gone. One of your largest assets may be a hard-earned retirement fund. Since most Individual Retirement Accounts (IRAs) are made up of pre-tax money, future taxable...
Understanding Substantial Gainful Activity and What Happens if You Exceed It
If you are receiving Social Security disability insurance (SSDI) you may be concerned about losing your benefits if you take a job and earn income. The Social Security Administration has created special rules to encourage some people who want to try to work, even...
Illinois’ Health Benefits for Workers with Disabilities (HBWD) Program
In January 2002, Illinois launched a program called Health Benefits for Workers with Disabilities (HBWD). The program’s main goal is to assist people with disabilities who want to work but are afraid they will lose Medicaid coverage. For many potential workers...