ABLE Accounts: Understanding the Basics and Allowable Uses
If you have a family member with special needs, you should consider creating an ABLE account as a powerful tool to help provide for his or her financial future. Since many government benefit programs for individuals with special needs are based on a means-tested...
How the SECURE Act Interacts With Special Needs Trusts
At the end of 2019, the Setting Every Community Up for Retirement Enhancement Act, (the SECURE Act) was signed into law. The overall objective was to improve access to retirement accounts such as IRAs and 401(k)s to ensure older Americans don’t outlive their...
Downstate Illinois Police Pension Benefits: Providing For A Beneficiary With Special Needs
In Illinois, the police officers who serve and protect the citizens of their communities face challenging situations and sometimes life-threatening circumstances every day. These brave men and women deserve a good retirement as a result of their dedication. Article 3...
How Downstate Illinois Fire Pension Benefits Can Help a Person With Special Needs
Firefighters hold a special place in our hearts for their courage and the sacrifice they make every time they respond to a call. Their selflessness carries over to their family and community and the team at Rubin Law is proud to represent firefighter families who have...