Is Long-Term Care Insurance Worth It?
You may have heard about buying long-term care insurance. This insurance helps cover the costs of a care facility outside the home or even nursing care inside of your home. There are a few pros and cons of long-term care insurance that you should consider before...
Just Moved to Illinois with Your Child with Special Needs? What You Need to Know
If you have just moved to Illinois and have a child with special needs, you need to take action now to ensure your child gets vital services. You also need to make sure that your child and your family are ready for the future. PUNS In Illinois, PUNS is no laughing...
The Federal Gift Tax and People with Special Needs
You may not know that the federal gift tax could affect your future planning for your family if you have a child or other relative with special needs. First, you will need an introduction to how the gift tax works. Second, you need to know how to structure your future...
How Do SNTs Affect Beneficiaries with Special Needs’ Eligibility for Subsidized Housing?
The federal and state governments subsidize some housing under programs such as “Section 8” for people with special needs. Some people who want to apply for Section 8 have special needs trusts (SNTs) that benefit them. If you are considering Section 8, you may wonder...