Tag Archives: Special needs planning
The Work Without Worry Act Explained
On June 17, 2021, the United States Senate Committee on Finance passed a bipartisan bill called the Work Without Worry Act. The goal is to protect Americans with disabilities who receive Social Security benefits and also want to work. Under …
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Understanding Substantial Gainful Activity and What Happens if You Exceed It
If you are receiving Social Security disability insurance (SSDI) you may be concerned about losing your benefits if you take a job and earn income. The Social Security Administration has created special rules to encourage some people who want to try to work, even on …
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My Child With Disabilities is Turning 18, What Steps do I Need to Consider?
In the United States, when a child turns 18 they become an adult who is legally responsible for their choices and actions and parents lose the ability to make decisions for their adult child. However, the law provides exceptions for …
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My Child is on Government Benefits and Received a Stimulus Check, What Do I Do?
The third round of government stimulus payments has been authorized by President Biden’s American Rescue Plan Act of 2021 . Importantly, adults with disabilities who are dependents for tax purposes are now eligible to receive a stimulus payment. If you have a dependent with special needs, …
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ABLE Accounts: Understanding the Basics and Allowable Uses
If you have a family member with special needs, you should consider creating an ABLE account as a powerful tool to help provide for his or her financial future. Since many government benefit programs for individuals with special needs are …
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How the SECURE Act Interacts With Special Needs Trusts
At the end of 2019, the Setting Every Community Up for Retirement Enhancement Act, (the SECURE Act) was signed into law. The overall objective was to improve access to retirement accounts such as IRAs and 401(k)s to ensure older Americans …
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Downstate Illinois Police Pension Benefits: Providing For A Beneficiary With Special Needs
In Illinois, the police officers who serve and protect the citizens of their communities face challenging situations and sometimes life-threatening circumstances every day. These brave men and women deserve a good retirement as a result of their dedication. Article 3 …
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How Downstate Illinois Fire Pension Benefits Can Help a Person With Special Needs
Firefighters hold a special place in our hearts for their courage and the sacrifice they make every time they respond to a call. Their selflessness carries over to their family and community and the team at Rubin Law is proud …
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Using Your Illinois Municipal Retirement Fund (IMRF) Pension For Your Loved One With Special Needs
The Illinois Municipal Retirement Fund (IMRF) offers benefits for certain Illinois workers. Since retirement funds’ rules and benefits can vary, it’s important to understand how you can use retirement funds to provide for your child with special needs. In this …
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6 Planning Issues to Consider Before Your Child With Special Needs Turns 18
Parents of children with special needs face many challenging situations every day. Sometimes it is difficult to think about your child’s care tomorrow, let alone in a few years. At age 18, children become legal adults, but your child may …
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Understanding Some Basic Terms Involved in Special Needs Care and Planning – Part II
At Rubin Law, we limit our practice to the areas of Estate Planning, Guardianship, and Probate for families of children with special needs and adults with special needs. With our laser focus, we thoroughly understand the complexities of the various …
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Understanding Basic Terms Involved in Special Needs Care and Planning – Part I
At Rubin Law, we are proud to provide legal services exclusively limited to special needs planning including the areas of Estate Planning, Guardianship, and Probate Law for families of adults and children with special needs. In this very specific area …
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Why Our Firm Only Practices in the Area of Special Needs Planning
From our personal experience, we know that families who are planning for their special needs relatives’ futures need strong advocates to advise them. Brian Rubin began to dedicate his legal practice to special needs planning after the birth of his …
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When should I set up and fund my child’s special needs trust?
A special needs trust can be the most important savings account your child with special needs will ever have. It should be set up as soon as you know that your child has special needs, and funded through ways that …
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Special provisions needed in your will, living trust and power of attorney, when you have a child with special needs
If you have children, you should have an estate plan in place. This is especially true for parents of a child with special needs. An estate plan that includes a will, living trust, powers of attorney and other provisions can …
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The grandparents of my child with special needs left him an inheritance. What do we do?
Grandparents love their grandchildren and want to help provide for them. Many well-meaning grandparents leave their grandsons and granddaughters a small inheritance in their wills. But however good the intention, even a tiny inheritance can potentially cause hardship for a …
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What will happen to my child with special needs when I die?
Preparing for the future is so important — especially for parents of a child with special needs. Every parent of a child with special needs must consider the possibility that he or she may die or become incapacitated and unable …
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